Stablecoins have become more mainstream as businesses explore faster and cheaper ways to move money across borders. The infrastructure exists, payment rails function, and integrating crypto into products is no longer as technically demanding as it once was. Yet many businesses remain hesitant.
For businesses curious about accepting cryptocurrency payments, the challenge is often less about the technology and more about the financial commitment. Many are reluctant to pay recurring infrastructure fees before they know whether customers will actually pay with crypto.
And rather than expecting businesses to shoulder that risk, ForgeLayer has decided to redesign its pricing model. The company introduced a pay-as-you-go option that allows businesses to integrate its crypto payment infrastructure without paying a fixed monthly subscription. Instead, merchants only pay a small percentage when they successfully process transactions.
In simple terms, ForgeLayer builds the infrastructure that allows businesses to integrate crypto products without developing blockchain systems from scratch. Its non-custodial platform enables companies to accept crypto payments, build wallet infrastructure, and automate blockchain operations while retaining control of their wallets, private keys, and funds, rather than handing custody to a third-party provider.
The company officially emerged from stealth in March 2026 after operating privately since 2025. It initially focused on developers and crypto exchanges before expanding its offering to businesses looking to accept cryptocurrency payments.
According to the team, the decision came directly from conversations with customers.
“Customers were saying they wanted to implement our platform, but having to pay without any guarantee that they’d make that amount back in a month was difficult. We went back to the drawing board and looked at our mission, which is making it easier for businesses that want to go global,” Lilian Jessica, ForgeLayer’s community manager, says.
That customer feedback led to the shift in how the company onboarded businesses. Instead of asking merchants to commit financially before seeing value, ForgeLayer now lets them start accepting crypto payments immediately and pay only as revenue comes in.
Lowering the cost of experimenting with crypto
The company says it has built plugins and developer libraries for platforms including WordPress, WooCommerce, Magento, OpenCart, PHP, React and NodeJS, allowing merchants to add crypto payment functionality without building the infrastructure from scratch.
Victoria Fakiya – Senior Writer
Techpoint Digest
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Today, the company is expanding its focus to traditional online businesses. These include e-commerce stores, digital agencies, real estate platforms and virtually any business that accepts online payments.
Its products also serve developers building crypto applications and exchanges, giving ForgeLayer two customer groups: Web2 businesses looking to accept digital assets and Web3 builders creating crypto products.
The new pricing model, however, is primarily aimed at the first group. Instead of paying a monthly subscription, businesses can choose a pay-as-you-go plan where ForgeLayer charges 0.3% per transaction. Companies processing larger volumes can still opt for the subscription model, which removes transaction fees entirely.
The broader reality is that businesses are often more willing to experiment when the upfront financial commitment is low.
Whether more businesses begin accepting crypto payments remains to be seen. Regulatory uncertainty, consumer demand and merchant education continue to influence adoption.
However, ForgeLayer’s latest move shows that building the technology is only part of a platform’s challenge. Getting businesses to take the first step often requires minimising financial risk as much as possible.
