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CashAfrica is betting on contactless payments as Nigeria’s next major shift, building infrastructure and partnerships to power tap-to-pay adoption.

Paystack has redesigned its merchant dashboard for the first time in a decade, positioning the overhaul around artificial intelligence to help businesses make more informed decisions.

Checker is betting stablecoins can fix Africa’s costly cross-border payments problem as trade volumes rise and fintechs search for faster, cheaper settlement infrastructure.

Every bank transfer exposes pieces of personal information that fraudsters can use over time. Flex, a Nigerian fintech startup, believes replacing account numbers with paytags could help reduce fraud by masking users’ identities during transactions.

A clear guide to CBN fintech regulations 2026, covering licensing, compliance updates, and key changes startups must understand to operate in Nigeria.

Explore the best fintech companies in Nigeria in 2026, including Flutterwave, OPay, and Moniepoint, driving digital finance growth.

Flutterwave denies reports of a $75 million government investment and says it is not close to an IPO.

Discover the best mobile wallets in Nigeria for 2026 compare fees, features, and security to avoid hidden costs and choose the right app.

Kenya’s Central Bank has updated its list of licensed digital lenders, approving 32 new firms while warning unlicensed operators to stay out of the market amid tighter regulatory enforcement.

Nomba wants to fix SME lending in Nigeria using payment data to underwrite loans and keep defaults low. But as it scales, the real challenge will be maintaining repayment discipline and navigating recovery.

After Xara went viral, its Nigerian founder caught the attention of Elon Musk’s xAI. Built as a WhatsApp banking assistant, the startup now has 45,000 users and ₦8 billion ($5,000,000) in transactions.

Flutterwave has secured a microfinance bank licence from the CBN, allowing it to offer deposits, lending, and more, a move that deepens its role in Nigeria’s financial system.

The CBN has launched a pilot programme to help fintechs like Flutterwave and Paystack strengthen AML/CFT/CPF frameworks, including FATF Recommendations 15 and 16 for virtual asset compliance.

With the naira stabilising in recent weeks, Nigerian businesses increasingly rely on USD-backed stablecoins to hedge currency risk and maintain trade continuity.

Moniepoint has entered Kenya by acquiring a majority stake in Sumac Microfinance Bank after years of failed attempts and days after the acquisition of Orda in Nigeria.

Stablecoins and PAPSS are reshaping African payments, balancing speed, cost, and regulation across borders in different ways.

Nigerian fintechs built their edge by specialising. Now, competition, customer demand, and revenue pressure are pushing them to expand into full-service financial platforms.

From corporate communications and oil and gas to fintech, Bukola Alawiye and Busola Oluwatobi have taken unconventional paths into Africa’s tech ecosystem. They share how curiosity, mentorship, and constant learning helped them transition into tech.

PayPal’s stock collapse and slowing growth have sparked takeover interest, raising questions about the future of the fintech pioneer.

Nigerian fintech Nomba has evolved from a chatbot into a payments platform helping African businesses accept payments, manage finances, and receive international funds at lower costs.