Replace your monthly salary with these four cheap cryptocurrencies

January 22, 2024
3 min read

Cryptocurrencies have emerged as potential alternatives to traditional income streams. While crypto is often seen as complex and risky, a select few affordable projects offer accessible ways for anyone to replace their monthly salary. We explore four such options—Retik Finance, Shiba Inu, Bonk, and Cardano—assessing their merits and viability for generating a lasting passive income.

Retik Finance: The Rising DeFi Star.

Retik Finance (RETIK) is an emerging decentralized finance (DeFi) ecosystem aiming to revolutionize global transactions. With innovative features like DeFi debit cards, a multi-chain non-custodial wallet, AI-powered P2P lending, and a swap aggregator, Retik Finance provides a comprehensive suite of financial services tailored to the digital age.Unlike most cryptocurrencies, Retik Finance has chosen to forego traditional VC funding in favor of community-driven growth. Over $10 million has been raised through its presale event so far, demonstrating strong investor confidence. Retik also offers a payment gateway for merchants and yield opportunities like staking and farming to earn attractive returns. Staking in Retik Finance offers lucrative returns, expanding the token’s utility beyond speculative buying and selling. With its blistering funding momentum, real-world utility, robust security, and focus on user privacy, Retik Finance has the credentials to become a leading DeFi protocol. Its current affordable price point offers an optimal entry opportunity.

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Shiba Inu: The Top Meme Coin.

As one of the earliest players in the meme coin space, Shiba Inu (SHIB) has earned widespread mainstream recognition that extends far beyond the crypto community. SHIB’s vibrant community and an expanding ecosystem continue to showcase Shiba Inu’s evolution from what was initially viewed as a joke cryptocurrency.Key projects like the ShibaSwap decentralized exchange, upcoming metaverse integrations, and real-world adoption as a payment method all underscore Shiba Inu’s concrete progress in offering practical utility.For risk-tolerant investors, directing a portion of their monthly earnings into SHIB could pay off tremendously in the event of another explosive price surge. However, considerable caution and restraint are required given the precarious supply and demand dynamics at work.

Bonk: Solana's Gateway Meme Coin.

Bonk (BONK) injects meme-powered rocket fuel into Solana's growth trajectory. BONK’s recent 1,000% price jump underscores the community momentum propelling its price.Acting as a gateway to Solana's thriving ecosystem, Bonk incentivizes participation across everything from DeFi to NFTs. This virtuous cycle of increased utility and adoption could send Bonk to the moon.However, relying on Solana's success makes Bonk susceptible to external shocks. And its meme origins introduce volatility risks. Still, Bonk's explosive potential as both a short-term bet and long-term ecosystem driver makes it an enticing way to supplement monthly income.

Cardano: The Scientific Blockchain

Cardano (ADA), dubbed the "Ethereum killer," is well-known for its methodical, research-driven approach to blockchain advancement. Cardano’s  trailblazing innovations across scalability, sustainability, and decentralized governance underline its aim to become the go-to layer-1 blockchain platform.With major network upgrades like Vasil already reinforcing its credentials as a leading smart contract platform well-positioned for additional real-world usage expansion, patient and loyal ADA investors could find their steadfast support finally rewarded if Cardano manages to fulfill its wide-ranging but eminently plausible ambitions.For those inclined to favor consistency over the breakneck speed more commonly associated with cryptocurrencies, Cardano offers staking rewards, providing average annualized returns in the neighborhood of 4-5%, a relatively stable passive income pillar.


Cryptocurrencies like Retik Finance, Shiba Inu, Bonk, and Cardano present viable opportunities to supplement or replace monthly salaries. Their affordable prices and staking rewards offer easy access to growing passive income streams.However, recognizing the individual risks and tradeoffs of each project is mandatory for success. While rewards can be alluring, restraint and diligent portfolio construction are key to navigating this volatile but highly promising asset class.

Click Here To Take Part In Retik Finance Presale

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This Brand Press article was not written by Techpoint Africa’s editorial team. To promote your brand via Brand Press, please email [email protected].

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