Monica.cash, a leading digital payment and cryptocurrency conversion platform in Nigeria, has announced the launch of its real-time Bitcoin (BTC) to Naira conversion service designed to provide Nigerians with fast, secure and fully automated crypto-to-cash transactions. As cryptocurrency adoption rises rapidly among freelancers, digital entrepreneurs and remote workers across the country, the company is introducing a solution that enables instant liquidity without exposure to unregulated trading risks.
“Many Nigerians now receive payments in Bitcoin, but the challenge has always been how to convert it safely and quickly,” said the Founder of Monica cash. “With Monica, users can convert BTC and other supported digital assets directly into Naira within minutes, with funds transferred to any Nigerian bank. We are making crypto useful, not just tradable.”
Now in November 2025, Monica cash continues to strengthen crypto accessibility in Nigeria by offering seamless, automated conversion processes that eliminate delays and dependency on informal peer-to-peer transactions.
Unlike traditional peer-to-peer platforms where users interact with unknown counterparties, Monica.cash implements verified accounts, KYC protocols and full AML compliance to protect users from fraud. The platform reflects live Bitcoin to Naira market rates before every transaction is confirmed, allowing users to know exactly how much they will receive. Bitcoin prices fluctuate based on global performance, Naira valuation and market liquidity, which is why Monica cash provides real-time rates instead of outdated screenshots or manual quotations.
“Transparency and safety are the foundation of Monica,” the Founder added. “We eliminate delays, manual confirmations and the risk of scams common with P2P trades. Users simply deposit, convert and receive funds instantly. There are no hidden charges, and all transactions are recorded with receipts and notifications.”
The service enables near-instant conversions, with payouts completed in minutes across more than 30 Nigerian banks. In addition to Bitcoin, Monica.cash supports Ethereum, USDT and other popular cryptocurrencies. Users benefit from immediate access to cash, the ability to pay bills, buy airtime, fund a virtual dollar card for international shopping and meet daily expenses, all without leaving the app.
Addressing the most common questions raised by Nigerian crypto users, Monica confirms that rates differ across exchanges due to liquidity and fees, conversions can be completed instantly and every transaction is verified through real-time alerts and detailed history tracking. Users no longer need to rely on unofficial channels or risk chargebacks.
“Monica is committed to giving Nigerians faster, safer and smarter control over their digital assets,” the Founder concluded. “Providing access to real-time conversion and financial tools is part of the next stage of Africa’s digital finance evolution.”
Monica is available for download at monica.cash, offering fast, secure and reliable cryptocurrency conversions for individuals and businesses across Nigeria.
Press Contact:
Media Relations Team, Monica Cash
Email: support@monica.cash
(Please note: media inquiries only)
Website: monica.cash




