Divest, the Nigerian fintech startup originally known for simplifying crypto-to-cash conversions, today announces the launch of Divest V3, a major product evolution that expands its mission beyond crypto off-ramping to building an integrated value-movement platform for both digital and traditional money.

With V3, Divest introduces a dual-experience design that brings together Money Exchange for cash transfers and Crypto-to-Cash conversions into a seamless user experience. This positions the company at the intersection of two of Africa’s fastest-growing financial flows: fiat remittances and digital asset usage.

The Problem: Fragmented Financial Movement

In Africa, money rarely moves in a straight line.

From informal remittance networks to fragmented banking systems and volatile local currencies, individuals and businesses often navigate multiple platforms just to complete a single transaction. Meanwhile, crypto adoption has surged across the continent, driven by demand for borderless value storage, faster cross-border payments, and protection against currency instability.

Africa leads globally in grassroots crypto adoption. Users increasingly rely on stablecoins and digital assets to receive cross-border payments, protect value, and bypass inefficiencies in traditional systems.

Yet a core friction point remains:

• Crypto and cash exist in parallel systems.
• Converting between them is often slow or unreliable.
• Users must switch between multiple platforms to complete basic financial flows.
• Transparency around rewards and incentives is minimal.

As a result, moving funds is rarely intuitive.

Divest V3 is designed to collapse those silos.

The Solution: One Seamless Flow Between Crypto and Cash

With V3, Divest evolves from a crypto off-ramp into a broader value movement platform.

The new version introduces:

• Money Exchange — enabling users to move cash seamlessly.
• Crypto-to-Cash — Divest’s core conversion engine, refined for improved speed and reliability.
• Unified switching between both experiences without friction.
• A redesigned interface built for clarity and speed.
• A structured incentives system through the newly launched Divest Rewards program.

Rather than treating crypto and fiat as separate financial worlds, Divest V3 integrates them into one continuous experience.

Positioning Divest for the Future

Since launch, Divest has primarily been known as a crypto-to-cash solution — enabling users to convert digital assets into local currency quickly across Nigeria, South Africa, Ghana, and Kenya .

With Money Exchange now live inside V3, the company expands its value proposition: from off-ramping crypto to enabling broader financial mobility.

Divest V3 is designed to bridge that gap

“In Africa, money rarely lives in one form,” said Kelechi Idoko, CEO of Divest. “People earn in crypto, receive payments from abroad, send local transfers, hedge against inflation — sometimes all at once. But the systems that support these movements are still disconnected.

With V3, we’re building connective infrastructure. Whether value starts as crypto or cash shouldn’t determine how easily it moves. Our goal is to remove that friction and make financial mobility seamless, reliable, and transparent.”

Divest believes the next phase of fintech growth on the continent will not be about choosing between crypto and traditional finance — but about intelligently integrating both.

With V3, Divest positions itself not just as a crypto off-ramp, but as infrastructure for how value flows across systems in Africa.