Nigerian fintech company ZinariPay has announced a major upgrade to its digital transaction infrastructure, designed to enhance transparency and reduce fraud risk in peer-to-peer payments.
The update aims to rebuild user trust in Nigeria’s fast-growing digital finance ecosystem, where transaction delays and fraudulent alerts have been persistent challenges.
Focus on Compliance and Trust
According to the company, the upgrade was developed in collaboration with licensed payment and settlement partners to align with existing financial regulations set by the Central Bank of Nigeria (CBN) and other oversight bodies.
By operating within a controlled, pre-screened environment, ZinariPay seeks to improve transaction security while maintaining regulatory transparency for users and vendors alike.
“Our goal is to provide a compliant, fraud-resistant framework for digital transactions in Nigeria,” said ZinariPay’s CEO Christopher Akanmu. “This upgrade underscores our commitment to both innovation and financial integrity.”
Technology Behind the Upgrade
The new system introduces a pre-verified transaction layer that enables users to exchange value within ZinariPay’s ecosystem without relying on external bank transfers.
Each transaction is settled in real time through an internal matching process designed to prevent fake alerts and unconfirmed transfers.
The company says this structure reduces exposure to failed payments and enhances reliability for peer-to-peer exchanges.
Impact on the Market
The development comes at a time when confidence in peer-to-peer digital transfers is under pressure.
By embedding compliance and automated verification at the infrastructure level, ZinariPay expects to strengthen confidence among small businesses and individual traders who rely on digital payments.
“We believe this advancement demonstrates that secure, compliant fintech innovation can thrive in Nigeria’s regulatory environment,” added ZinariPay’s Finance Manager Francesca Akanmu
Availability
The upgraded system is now live for users on ZinariPay’s web platform at https://pay.zinari.io. Download mobile app on Appstore.
About ZinariPay
ZinariPay is a Nigerian fintech company providing technology infrastructure for digital payments and settlements.
Founded to bridge gaps between traditional finance and emerging digital services, ZinariPay focuses on security, regulatory compliance, and operational efficiency across its product suite.
