As XRP stabilises at $2.87 with Europe embracing it for stablecoin settlement, attention is shifting toward meme coins where retail FOMO drives exponential gains. Wallstreet Pepe, fresh off a $73M raise and expanding to Solana, is emerging as one of the most talked-about contenders.
XRP traded at $2.87 on September 22 after a volatile session that briefly dipped to $2.80. The rejection at $2.95 kept the token consolidating between $2.60 and $3.20, with short-term pressure evident on the charts. Yet beyond the technical picture, a landmark development has shifted the conversation for Ripple’s token in Europe.
Ripple’s Managing Director for the UK and Europe, Cassie Craddock, confirmed that XRP will serve as the settlement layer for the European Union’s upcoming euro-backed stablecoin. Fully backed by euro reserves and issued on the XRP Ledger, the project is set to transform cross-border payments across the bloc.
For banks and payment providers, this marks the first direct alignment between a major economic region and a crypto-native network, giving XRP a powerful regulatory and institutional endorsement.
This fundamental shift reshapes investor perception. With transactions finalising in seconds and at minimal cost, XRP now has a role in Europe’s digital currency strategy that extends far beyond remittances. The move underscores a confidence that could strengthen XRP’s position as a settlement standard in global finance.
Technical Outlook: Steady but Constrained
From a chart perspective, XRP is consolidating above the 100-day EMA at $2.83, while the 200-day EMA at $2.59 acts as the structural floor. Resistance remains at $3.20 and a breakout above this zone could open the door to targets near $3.46 and $3.66.
Derivatives data shows options open interest climbing 22.7 per cent this week, suggesting hedging around an eventual move higher, though spot positioning has cooled modestly.
XRP price prediction models project gradual appreciation supported by institutional use cases. Analysts highlight potential upside if buying pressure holds, particularly as Europe’s adoption of XRP infrastructure adds credibility to the token’s longer-term outlook.
Yet its $170 billion market capitalisation creates natural barriers to the kind of exponential gains seen in smaller-cap projects. Institutional adoption brings stability but also limits volatility – the very ingredient that often drives extraordinary returns in crypto.
Meme Coin Season: Where Volatility Thrives
This contrast is where the divergence between established tokens like XRP and meme coins becomes striking. Institutional partnerships demand predictability, whereas meme coins thrive on unpredictability. Retail FOMO, seasonal surges in the fourth quarter and viral narratives regularly propel meme coins to gains of 500 per cent or more.
Traders are increasingly framing their strategies around this divide. XRP may deliver steady, sustainable growth, but it is unlikely to replicate the explosive trajectory of tokens like Shiba Inu, dogwifhat, or Bonk in their early phases.
For investors seeking “generational wealth” moments, the meme coin sector remains an irresistible hunting ground and in 2025, one name in particular is standing out: Wallstreet Pepe ($WEPE).
Wallstreet Pepe: From Ethereum Presale to Solana Expansion
Launched in February 2025 after raising $73.88 million in presale, Wallstreet Pepe is more than just another frog-faced meme coin. It blends the viral appeal of Pepe the Frog with token-gated access to a trading community, where its so-called “WEPE Army” shares insights, market calls and strategies.
The presale drew significant attention and the token’s expansion onto Solana marks its next growth chapter. Solana’s fast execution and low fees make it the natural home for meme coins and WEPE’s dual-chain system bridges Ethereum’s liquidity with Solana’s speed. The project uses a burn mechanism that destroys Ethereum-based WEPE whenever new Solana tokens are created, maintaining a fixed 200 billion supply cap and ensuring price parity between the chains.
This structure not only prevents dilution but also introduces scarcity dynamics that appeal to traders seeking deflationary supply models. By combining Ethereum’s credibility with Solana’s thriving meme ecosystem, Wallstreet Pepe is positioning itself as a cross-chain contender in the meme coin hierarchy.
The Alpha Chat Advantage
At the core of WEPE’s offering is its Alpha Chat – a token-gated group where holders access trading calls and insights. According to community reports, calls on coins such as PENGU and MOODENG have delivered returns between 500 and 1,000 per cent.
For some, these claims evoke scepticism given the history of exaggerated marketing in the meme sector. Yet WEPE’s community-driven structure has created a level of engagement that goes beyond speculation. With 79,000 holders and 1,300 active traders contributing to strategies, the Alpha Chat reflects a participatory model where information is crowdsourced rather than centralised.
This is what differentiates Wallstreet Pepe from many short-lived meme projects. By promising to “flip the script on market manipulation,” it reframes trading not as an arena where retail investors are at the mercy of whales, but as a coordinated community effort where knowledge-sharing drives opportunity.
Tokenomics and Market Dynamics
Wallstreet Pepe’s tokenomics centre on its dual-chain burn mechanism and fixed supply cap. When Solana WEPE is purchased, an equivalent dollar value of Ethereum WEPE is permanently burned, keeping the total supply locked at 200 billion tokens. Once price parity is reached at $0.001, holders will also be able to swap 1:1 between Ethereum and Solana.
Liquidity is funded directly by the project’s treasury rather than external market makers, which enhances transparency and keeps the ecosystem under community oversight. Trading competitions and reward mechanisms further incentivise active participation, ensuring that utility extends beyond passive holding.
Analyst price predictions for WEPE vary widely, but the deflationary dynamics combined with Solana’s meme coin momentum suggest significant potential. Forecasts see WEPE trading between $ 0.00004341 and $ 0.00003349 in 2025, with higher upside if the community continues to grow and Alpha Chat performance holds.
XRP vs Meme Coin FOMO
The juxtaposition of XRP and Wallstreet Pepe illustrates the evolving dynamics of crypto investment. XRP represents institutional adoption, regulatory clarity and integration into Europe’s financial infrastructure. It is the asset for those seeking stability and long-term trust.
Wallstreet Pepe, by contrast, embodies meme coin culture: volatility, speculation and community-driven momentum. For traders chasing exponential upside, it offers a play that XRP’s size and institutional framework can no longer provide.
The question for investors is less about choosing between them and more about recognising the roles each plays in a portfolio. XRP could serve as a foundation for steady growth, while WEPE may act as the high-risk, high-reward bet that defines the next meme season.
Could Wallstreet Pepe Be the Winner?
The latest XRP price prediction underscores how institutional adoption can cement long-term value but dampen the possibility of parabolic moves. In contrast, Wallstreet Pepe’s Solana expansion, unique burn mechanism and thriving Alpha Chat community highlight why meme coins continue to capture retail imagination.
Both tokens reflect different sides of the crypto narrative: one rooted in stability, the other in speculation. As meme coin FOMO collides with XRP’s structured growth, the stage is set for a defining test of what investors value more in 2025 – steady institutional credibility or the chance at explosive, community-driven gains.
NO MORE FOMO WITH $WEPE – INVEST NOW
For now, Wallstreet Pepe’s innovative model suggests it might just be the meme coin best positioned to capitalise on the moment.
Disclaimer: This article is for informational purposes only and does not constitute financial advice. Cryptocurrency markets are highly volatile and involve significant risk. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions.
