Making money is already hard. Spending it on the things you love shouldn't be!
However, with the recent restriction on naira cards, making international transactions has almost become akin to rocket science. People can no longer pay for their favourite goods and services with ease on international platforms.
But the good news is that virtual dollar cards are here to help break the limitations. With a virtual dollar card, you can seamlessly make borderless payments in dollars on the go.
In this piece, we've curated a list of the best virtual dollar cards in Nigeria. Feel free to explore to find out which suits your payment needs.
Top 6 Dollar Virtual Cards in Nigeria
If you're in search of a virtual card for online payment in Nigeria, look no further than the virtual USD cards offered by Cardtonic, Bankera, Dantown, Bitsika, Eyowo, and Gomoney.
| s/n | Provider | Card Creation Fee | Maintenance Fees |
| 1 | Cardtonic | $1.5 | None |
| 2 | Bankera | None | None |
| 3 | Dantown | $1 | $1 |
| 4 | Bitsika | $3 | None |
| 5 | Eyowo | $2 | None |
| 6 | Gomoney | First card is free (Subsequent card costs N850) | Quarterly sum of N53.75 for card maintenance. |
1. Cardtonic
Cardtonic virtual dollar card tops this list of the best virtual dollar cards in Nigeria, and the reasons aren't farfetched. The card is widely accepted for international transactions, putting an end to the limitations posed by naira cards.
Cardtonic issues both virtual Mastercard and Visa cards. You can choose whichever suits you best at the point of card's creation.
Guess what? You can easily fund the card directly with your naira wallet balance at the best available exchange rates. This saves you from annoying currency conversion fees as it is with other platforms.
Surprisingly, owning a Cardtonic virtual dollar card is ridiculously cheap compared to what you stand to gain. With a card's creation fee of just $1.5, you can get this card and start paying globally as you wish. And Cardtonic doesn't charge a dime for card's maintenance.
Whether it's shopping on Temu, or paying for X Premium, the Cardtonic virtual dollar card has got you covered.
What's even more interesting is that you don't have to do much to get a virtual dollar card on Cardtonic. Just download the app, create an account, verify your details, fund your wallet, and you're good to go.
2. Bankera
Bankera is a financial service provider that offers instantly issued virtual cards. The platform virtual card has a high spending limit, and it's acceptable anywhere the Visa card can be used.
The platform takes pride in providing a high level of security for their customers. So you don't have to worry when using the virtual card for online payments.
You can also get a specific virtual card to pay for online marketing, such as Twitter ads. What more can a business owner ask for?
3. Dantown
Dantown undoubtedly offers one of the best virtual cards in Nigeria. Whether you want to pay for a course on Udemy or shop on Amazon, the Dantown virtual dollar card has got you.
This virtual dollar card gives you the ultimate freedom to spend your money on whatever you want, anywhere you are.
To top it all off, using the virtual dollar card on any platform will result in almost no card rejection.
4. Bitsika
Bitsika card is a choice virtual card for online payment in Nigeria. The card is quite affordable and can be used for bill payments and shopping online anywhere the Visa card is accepted.
You don't even have to break a sweat to own a Bitsika virtual dollar card. You can instantly create one when you download the Bitsika app without having to go through any KYC process.
5. Eyowo
Eyowo is another fintech company in Nigeria that offers virtual dollar cards. You can use virtual dollar cards from the brand to pay for goods and services on various international platforms.
You can easily get a virtual dollar card by signing up on the platform with just your mobile phone number. The good thing is that the Eyowo virtual dollar has no expiry date.
6. Gomoney
Gomoney is a digital bank that offers a virtual dollar card strictly for their Tier 3 account users. You can use the card for online subscriptions or shop on your favourite international e-commerce platforms.
To get started, register an account on the platform and provide the necessary documents to upgrade your account to Tier 3.
Frequently Asked Questions About Virtual Dollar Cards and Online Payments in Nigeria
1. How Do I Get a Virtual Dollar Card in Nigeria?
To get a virtual dollar card in Nigeria, you need to first sign up with any of the virtual card providers and verify your account. Then, proceed to fund your wallet and request a virtual dollar card.
2. Which Virtual Dollar Card Is Best for AliExpress in Nigeria?
The Cardtonic virtual dollar card is readily accepted on AliExpress. Whether you're using the Cardtonic Visa or Mastercard virtual dollar card, paying for goods on AliExpress is a click away.
3. Which Virtual Dollar Card Is Best in Nigeria?
The Cardtonic virtual dollar card is the best in Nigeria. You can easily fund the card with your naira wallet balance, unlike other platforms. It's also widely accepted and quite cheap to get.
4. How Much Is the Cardtonic Virtual Dollar Card?
You can create a virtual dollar card on the Cardtonic platform for free. However, users are required to pay a token of only $1.5 as card creation fee.
5. Does Cardtonic Virtual Dollar Card Work in Nigeria?
Yes, the Cardtonic virtual dollar card works fine in Nigeria. Additionally, you can conveniently use it to make payments from any part of the world.
Conclusion
The era of making international payments in a twinkle of an eye is here. Many thanks to virtual dollar cards provided by brands like Cardtonic, Bankera, Dantown, Bitsika, Eyowo, and Gomoney.
You can now bypass traditional hurdles and delays that come with using your naira card to subscribe to Netflix or pay for goods on Amazon. Say goodbye to annoying restrictions that come with naira cards when you get the best virtual dollar card in Nigeria today!
