Ever glanced at your account and spotted an unexpected subscription charge — one you forgot, thought you canceled, or never noticed in the first place? Whether it’s a streaming service, a forgotten free trial, or an app quietly draining your balance, you’re not the only one.
The good news? OPay has your back with a smarter way to prevent unwanted debits before they happen.”
With the rise of online services, Nigerians now have access to more global and local platforms. But that also means more recurring charges — some expected, others not. Whether you used your OPay virtual or physical card to sign up, managing these charges meant deactivating your card entirely or contacting the service provider for a cancellation.
Now, OPay’s Card Control feature flips the script. Directly from your OPay app, you can now view, pause, or turn off recurring payments tied to any subscription without deactivating your card or jumping through customer service hoops.
The feature is designed to give users full autonomy over their spending. When you open the app and navigate to the “Cards” section, click “Manage Online Merchant.” You’ll see an intelligent dashboard showing active subscriptions linked to your card. From there, you can pause a specific merchant — cable subscriptions, streaming services, cloud storage services, or loan apps— and prevent them from making further deductions. Want the service back? Just unpause it. You’re in control the entire time.
This is particularly useful for people who test out new platforms or forget about trials turning into monthly deductions. One user, Oluwatimileyin from X, shared his story:
“One feature I love about their virtual cards is the ability to block specific merchants after a transaction until i’m ready to renew my subscription. No surprise renewal.”
OPay isn’t just offering a tool; it’s offering peace of mind. It understands the reality of how Nigerians spend today, across multiple devices, platforms, and regions — and has responded with a solution built to protect that lifestyle.
Where automation makes spending easier, OPay ensures that control stays with the user. It’s not just about making payments; it’s about owning every Naira, every charge, and every choice tied to your money.
So, if you’re tired of waking up to surprise charges for forgotten subscriptions, it might be time to take back control, right from your OPay app.
About OPay
OPay was established in 2018 as a leading financial institution in Nigeria with the mission to make financial services more inclusive through technology. The company offers a wide range of payment services, including money transfer, bill payment, airtime & data purchase, card service, and merchant payments. Renowned for its super-fast experience and reliable network, OPay is licensed by the CBN and insured by the NDIC, which has the same insurance coverage as commercial banks.
