Cryptocurrencies are not just the future; they're the present. In a recent post, BitPay, the renowned crypto payment processor, unveiled exciting news for Litecoin (LTC) holders. LTC enthusiasts can seamlessly top up their Microsoft accounts with their cherished digital silver. But that's not all – there's a surge in Bitcoin (BTC) prices, adding more zest to the crypto landscape.

  This article explores cryptocurrencies' growing popularity and utility, encouraging potential investors to consider the digital realm for long-term gains. And, keep your eyes on the exciting new kid on the block – Euler Network (EUL), whose $3.5M presale is making waves in the crypto market, presenting itself as a stellar investment opportunity.

Litecoin: Lighting Up Microsoft Transactions

Litecoin, often dubbed "digital silver," has reached another milestone on its journey to mainstream acceptance. BitPay's recent announcement shook the crypto world by revealing that LTC holders can now use their coins to top up Microsoft accounts. This move follows BitPay's earlier disclosure that Litecoin is welcomed at Mecum Auctions, a renowned platform for selling collectible cars and vintage motorcycles. It's evident that LTC is becoming more than just an investment; it's a medium of exchange, adding real-world utility to its impressive value.

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As we celebrate these developments, it's time for investors to recognize the potential of cryptocurrencies beyond traditional financial avenues. And speaking of potential, let's delve into Euler Network's $3.5M presale – a golden opportunity for those seeking the best crypto investment.

  Bitcoin: Riding the Surging Waves in Crypto Seas

Bitcoin, the OG of cryptocurrencies, is once again making headlines with a surprising surge in price. As the Asian markets witness BTC crossing the $40K mark, a green candle lights up the charts. Speculations about interest rate cuts in 2024 and the looming possibility of Blackrock ETF approval fuel this upward momentum. The entire market is catching the wave, with altcoins experiencing a reversal driven by the positive sentiment. Investors are lining up at the $40K mark, anticipating a bullish breakout that could see BTC reaching $120,000 by the end of 2023.

The crypto seas are turbulent, but for savvy investors, these waves present opportunities for substantial gains. Amidst this crypto euphoria, consider Euler Network's $3.5M presale – a beacon of potential in the ever-changing crypto landscape.

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  Euler Network Presale: Shaping the Future

Now, let's talk about the game-changer – Euler Network. While established names like Pi Network have set the stage, Euler takes the spotlight with a $3.5M presale that's capturing the attention of seasoned and aspiring investors alike. What makes Euler stand out isn't just the impressive sum raised; it's the vision and strategy behind it. The Euler Network pledges to launch its mainnet within an audacious six months, a promise that redefines the pace of innovation in the crypto space.

The speed isn't reckless; it's backed by meticulous planning, advanced technological infrastructure, and a dedicated team. This presale isn't just an investment opportunity; it's a chance to be part of a crypto revolution that's sprinting with purpose. With a clear allocation strategy, including miners, community building, and liquidity pools, Euler Network positions itself as a holistic ecosystem. A two-year token lockup showcases The team's commitment, ensuring long-term focus and success. Euler Network's $3.5M presale isn't just a financial milestone; it's a bold step toward shaping the future of crypto investments.

  Euler Network Presale Bags $3.5 Million

As we navigate the exciting seas of cryptocurrency, it's evident that the era of digital assets is here to stay. The news of Litecoin's integration with Microsoft and the resurgence of Bitcoin prices highlights cryptocurrencies' growing acceptance and utility. The landscape is rich with opportunities for potential investors seeking the best crypto investment.

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Amidst this vibrant market, Euler Network's $3.5M presale shines as a beacon, inviting investors to join a project that's not just about speed but about purposeful innovation. The crypto revolution is calling, and Euler Network is answering with a resounding promise to sculpt an era of transformative change. The time to invest in the best crypto opportunities is now, and Euler Network's presale is at the forefront of this thrilling journey.

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Join Euler Network Presale Now:




Step right up, crypto enthusiasts, as we usher in the Crypto events of January 2024, a spectacular event featuring not one, not two, but three headline acts set to redefine the world of cryptocurrency. In this thrilling showcase, the spotlight gleams on the highly-anticipated decision regarding the Bitcoin (BTC) ETF spot, the dramatic Coinbase-SEC scuffle, and the extraordinary rise of Gamestop Memes (GSM) in its $4 million presale uplift. Maturing it as a top crypto in presale.

  Coinbase vs. SEC Showdown: A Clash of Titans

The drama continues in mid-January as the curtain rises on the conclusive hearing between Coinbase and the U.S. Securities and Exchange Commission (SEC). Running from January 16th to 30th, this legal showdown promises to be an epic clash of titans, shaping the regulatory landscape for one of the most prominent cryptocurrency exchanges.

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Towards the end of November, Coinbase's legal response underscored the pressing demand for regulatory clarity, stressing the imperative for prompt action from the SEC concerning the oversight of digital securities. This hearing extends beyond Coinbase; it comprehensively examines how digital assets will be regulated in the United States.

  Bitcoin ETF Decision Day Looms

As January unfolds, the cryptocurrency world braces for a pivotal moment: the decision on the Bitcoin ETF spot. Scheduled between January 5th and 10th, this event could mark a significant turning point for the entire industry. Bitcoin enthusiasts and investors worldwide eagerly await the outcome, anticipating potential ripple effects on the market.

The green light for a Bitcoin ETF holds the potential to revolutionize the landscape, signifying a substantial stride towards the widespread embrace of cryptocurrencies. Conversely, a denial could instigate waves of uncertainty, impacting the market dynamics.

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  GameStop Meme Presale Extravaganza Heats Up

While Bitcoin and Coinbase take centre stage, a hidden gem in the crypto universe is Gamestop Memes. Riding the wave of excitement, GSM's presale is set to captivate investors with the promise of an extraordinary 300x return on investment. The top crypto in presale, with a $4 million accumulation in its presale itself, positions GSM as a top contender in the crypto world.

An indispensable thing about GSM is its secure and transparent operations. In an industry where trust is paramount, Gamestop Memes strongly emphasises its dedication to security and transparency. Built on a secure blockchain framework, every transaction and movement is meticulously recorded and verifiable. This guarantees investors the assurance that their investments are secure and that every interaction within the ecosystem is executed with the highest level of transparency.

While Gamestop Memes draws inspiration from a historical event, its vision is forward-focused. To ensure the ecosystem's resilience and self-sufficiency, we incorporate advanced tokenomic features such as auto-liquidity and token redistribution. Auto-liquidity provisions enhance the token's stability, and redistribution mechanics reward dedicated holders, fostering an engaged and incentivised community.

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To cap it off, January is shaping up to be a month of significant milestones for the cryptocurrency industry. From the Bitcoin ETF decision to the Coinbase vs. SEC confrontation, each event holds the potential to reshape the landscape. Amidst this crypto odyssey, GSM, the top crypto in presale, shines as a beacon of opportunity, inviting investors to embark on a journey with the promise of substantial returns. With accumulating #4 million in presale. As the industry evolves, these events collectively steer the course for the future of cryptocurrency, making January a month to remember in the crypto history books.

Fasten your seatbelts, for this Crypto Carnival is not just a spectacle; it's an invitation to witness the convergence of crypto titans and the rise of a top crypto in presale, GSM. Setting the stage for a month of unprecedented excitement and opportunity in the world of cryptocurrency.

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GameStop Memes Presale




The news

Before now, deposits over these thresholds saw processing charges of 2% for individuals and 3% for corporates. But effective immediately, the CBN has suspended these fees. This suspension will hold until April 30, 2024. 

“Consequently, all financial institutions regulated by the CBN should accept all cash deposits from the public without any charge going forward.“ The memo, signed by the Acting Director of Supervision, Dr Adetona Adedej, said. 

This considerable shift in policy will see financial institutions in Nigeria losing all revenue they previously made from these charges. The public, on the other hand, will benefit from freely depositing any amount in their individual or corporate accounts. 

This move will impact the country positively, especially small and large businesses. It will also encourage the public to keep their money with financial institutions, thereby ensuring compliance with its cashless policy.    

This directive is also being perceived as a way for the CBN to get in front of the recent news of cash scarcity at bank counters, ATMs, and PoS.

Meanwhile, in June 2023, the Central Bank of Nigeria announced transaction caps for contactless payments. It released a circular defining daily transaction limits of ₦‎15,000 and cumulative caps of ₦‎50,000. 

Higher-value contactless payments that surpass these limits must be subject to proper verification and authorisation.

Besides, in May 2023, the CBN revoked the licences of 132 microfinance banks.

It also revoked the licences of another 47 microfinance banks for reasons related to not operating according to the guidelines under which their licences were issued.

Central Bank Digital Currency (CBDC) — the digital version of a country's paper currency— appears to be gaining traction as more African countries pursue this path.

The global trend towards digital currencies is rapidly increasing, and many African countries have embraced and are exploring payment system digitisation. 

An official stated in late November 2023 that the Central Bank of Egypt is studying and considering issuing a digital pound. 

Egypt's economy is the 38th largest in the world and one of the largest in Africa. However, the most recent report on the nation's economy indicates that it is in a slight slump. 

Several countries are attempting to introduce digital versions of their paper currency as cryptocurrencies and other payment systems gain popularity. Over 100 nations are exploring CBDC, and in Africa, roughly 25 countries are either experimenting with or have fully embraced this initiative. 

Senegal launched its digital currency, eCFA, in May 2017. Other African countries following this path include Ghana, Senegal, Tunisia, South Africa, and Nigeria. 

In 2021, the Nigerian government launched a digital version of its currency, dubbed eNaira. 

Issuing a CBDC could help Egypt's economy stay afloat in difficult financial times. Potential benefits of the digital pound include reduced issuance of physical banknotes and paper transactions, lower transaction costs, financial inclusion, bridge location barriers, and digital transformation.

Furthermore, from a global perspective, implementing a digital currency could support international and cross-border payments, resulting in faster money transfers and a possible decrease in the difficulty of conducting physical banking operations. 

Conversely, Nigeria's eNaira naira has had little effect since its introduction; however, other African nations may be better able to realise the full potential advantages of a digital currency.
Moving forward with the plans for a digital pound, Egypt's government is expected to establish guidelines to govern the system. While it has yet to issue guidelines on the digital pound, it did issue a framework for licensing and operating digital banks in July 2023.

The news

According to Irukera, the illegal loan apps move their transactions to PSSP platforms once their bank accounts are frozen, effectively escaping any further actions from the Commission.

The FCCPC revealed this a few days after CBN’s Nigeria Interbank Settlement System Plc (NIBSS) asked Nigerian banks to remove all non-deposit-taking financial institutions, including PSSPs, from their transfer lists.

Note: PSSPs are allowed to facilitate payments but not receive deposits. According to the CBN, only banks, mobile money operators, and other deposit-taking financial institutions are allowed to receive deposits.

Responding to an allegation that the Commission's officials take bribes to allow illegal loan apps to operate, Irukera decried corruption before calling it false, explaining that the agency currently has no way to stop the operations of illegal DMLs.

On November 16, 2022, Google Play announced its Developer Program Policy updates to compel DMLs in Nigeria to follow FCCPC rules and provide information that proves to Google Play that they have complied. 

However, it has done little to curb the unprecedented spread of illegal loan apps. FCCPC continues to delist loan apps. 

Despite the FCCPC delisting up to 37 loan apps, more continue to spring up. There is no end in sight, as traditional financial institutions are unwilling to offer loans to most Nigerians. 

With limited access to credit facilities coupled with Nigeria’s worsening economic situation, most Nigerians remain vulnerable to the dubious tactics of these predatory loan apps. 

The news

Per Takura Malaba, Bolt’s Regional Manager of East and Southern Africa, this development is part of “ ongoing investment in new products, features, and a dedicated in-house specially trained safety team,” which will ensure the improvement of the safe ecosystem of the Bolt app. 

Bolt drivers, Uber, and Indrive ceased operations on July 17, 2023, citing low pay and safety concerns. Due to the industrial action, many drivers turned off their engines, leaving many people stranded. 

In an account, robbery attempts have led the drivers to create self-defence groups in South Africa. Despite the app's inclusion of the SOS Emergency button, which requires alerts to be handled urgently, drivers must still rely on self-protection measures to stay alive.

South Africa is not the only country with safety concerns

Following the death of three drivers allegedly shot dead by gunmen in Port Harcourt two months ago, ride-hailing drivers in Nigeria advocated for the use of National Identification Numbers to verify passengers. 

These drivers have also been victims of reported cases of car snatching. 

Similarly, a media personality in Kenya, Ciku Muiruri, reported that her daughter and a friend were kidnapped after booking a Bolt ride. The kidnappers were said to have demanded KSh 500,000 ($3,580) for both girls. 
Before now, the safety features on the e-hailing app included an in-app emergency and assist button, dedicated customer support, strict rider management, driving time limits, location sharing, and women-only rides

In the ever-changing universe of cryptocurrency, Bitcoin's transaction fees have started to rival those of Ethereum. This significant change is signaling a shift in the digital currency landscape. The transactional development between the two coin giants goes along with the growing excitement around Bitcoin Ordinals, which continues to captivate the crypto community's interest.

Bitcoin (BTC) Makes Strides Amidst Ordinals Excitement

Bitcoin's price holds steady at $37,798.12, marking a 9.64% increase over the past month. While still 45.07% below its all-time high of $68,789.63 from two years ago, Bitcoin's recent transaction fee surge, driven by the Ordinals hype, is a clear indicator of the network's increasing activity and utility. 

Bitcoin Ordinals, which embed data onto individual satoshis, are fueling a new wave of interest and innovation on the Bitcoin blockchain. As Bitcoin continues to adapt and find new use cases, it cements its status not just as a store of value but also as a burgeoning space for creative expression and functionality within the cryptocurrency ecosystem.

Ethereum's (ETH) Sustained Growth Amidst Market Dynamics

Ethereum, the powerhouse behind smart contract-enabled decentralized applications, is currently consolidating near the $2,047.94 mark. Over the last year, Ethereum has witnessed a substantial increase of 58.17%, showcasing the enduring appeal and resilience of the platform. 

The 24-hour trading volume for Ethereum has also seen a notable rise of 10.79%, amounting to $8,087,405,614, reflecting the active and robust nature of the Ethereum market. Despite facing macroeconomic headwinds and a competitive DeFi landscape, Ethereum continues to maintain its stronghold, with investors and users closely monitoring its technical advancements and the broader ecosystem's growth. Charting a Collaborative Path in DeFi's Evolution

Amid the evolving landscape where Bitcoin's rising transaction fees signal a blockchain bursting with new activity and Ethereum's steady growth reflects its foundational DeFi role, Pullix is poised to chart a collaborative path forward. 

With a vision to become the world's first community-backed exchange, Pullix is not just watching the race; it's joining in with a unique set of features. The platform's crypto deposit-only system, which forgoes traditional KYC requirements, is set to democratize access to global markets, embodying the inclusive spirit of DeFi.

The Pullix model places the community at its core, with its native token PLX designed to reward users directly from the platform's success. By implementing a token burn strategy and sharing daily revenues with PLX holders, stands out in a market that often prioritizes short-term gains over shared prosperity. 

As the platform Pullix launches approaches, its blend of user-centric innovation and commitment to a thriving, transparent ecosystem marks it as a compelling alternative to the giants of Bitcoin and Ethereum. Pullix is not only joining the race to all-time highs—it's redefining the route, paving a new road built on collaboration and community success.

For more information regarding Pullix’s presale see links below: 

Visit Pullix 

Join The Pullix Communities

According to a recent CNBC report, many top crypto executives have stated that the crypto bull run is underway. With the spotlight shining on the DeFi market, tokens like Shiba Inu (SHIB), Pepe (PEPE), and Meme Moguls (MGLS) have emerged as trailblazers. However, while SHIB and PEPE are already established players, MGLS is a new ICO that has made headlines recently. In Stage 1 of its presale, some experts even foresee a 100x growth in 2024.

>> Can You Predict The Next 1000x Meme Coin? Become A Meme Mogul Today <<

Why Is Shiba Inu Going Up? 

Recently, Lucie, a prominent marketing expert within the official Shiba Inu (SHIB) team, unveiled a screenshot from Shytoshi Kusama. This screenshot teased a potential game-changing announcement. After this Shiba Inu news, its value increased from $0.00001001 on December 8 to $0.00001028 on December 9. 

The Shiba Inu price currently sits comfortably above its 21- and 50-day EMAs. Over 25 technical indicators are also showing bullish signals for this DeFi coin. 

Experts in the field have taken note of all these aspects when making their Shiba Inu price predictions. Therefore, they predict that the Shiba Inu value will reach $0.00001132 before 2023 ends. 

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Pepe Coin Price Prediction

After Binance announced it would offer collateral loans against the Pepe Coin (PEPE), its value skyrocketed. The Pepe price increased from $0.0000011127 on December 4 to $0.000001636 on December 9. 

From a technical perspective, this Pepe price trajectory will continue as its Fear & Greed index now sits at 73 (Greed). Moreover, this DeFi project has experienced 17 positive trading days in the last month alone. 

Because of this, many market analysts are forecasting a bullish Pepe price prediction. They predict that the Pepe price will reach $0.000001743 before the end of 2023. 

Meme Moguls (MGLS): One of the Top DeFi Coins

Meme Moguls (MGLS) challenges the conventional narrative of meme tokens. Unlike 99% of meme coins, primarily fueled by hype, Meme Moguls will bring utility. It will act as the in-game currency and governance token inside the vast Meme Moguls ecosystem. 

At the core of this ecosystem is the play-to-earn game, where you can learn all there is to know about investing or building wealth. The platform's main feature, simulated investing, will allow you to engage in a virtual stock market trading experience backed by meme-driven assets, creating a fun and educational environment. 

<blockquote class="twitter-tweet"><p lang="en" dir="ltr">MOGULS!! 🔥<br><br>Are you ready to change the landscape? 🧑‍🌾 With one of the biggest airdrops of 2024 👀 Get ready!! <a href=";src=ctag&amp;ref_src=twsrc%5Etfw">$MGLS</a> Farming. Coming soon… <a href=""></a></p>&mdash; Meme Moguls (@meme_moguls) <a href="">December 8, 2023</a></blockquote> <script async src="" charset="utf-8"></script>

While the game is the main focus of the Meme Moguls team, it will also introduce other components: 

The MGLS native token powers all of these features. It is now in Stage 1 of its presale and costs only $0.0021 - a 10% increase from its starting price. If you hold the token, you will gain governance voting rights, passive income via staking, and more. Experts forecast that during the next bull run, MGLS could skyrocket by 100x and reach $0.19.

While this prediction may seem outlandish, remember that Shiba Inu has provided a 1.6M% ROI in just three years (as per thecryptobasic). Meme Moguls has the same growth potential and may be the best crypto investment. 

DeFi's Promising Trajectory

With top crypto executives claiming the onset of a bullish surge, DeFi standouts like Shiba Inu, Pepe, and Meme Moguls shine. However, Meme Moguls may be leagues above them due to its actual utility and low market cap. Moreover, those who purchase the token now will receive a 30% deposit bonus and, if they are active on the Meme Moguls X account, may participate in a $10,000 giveaway at the end of each presale stage. 

For more information about the Meme Moguls (MGLS) presale:


Buy presale: 

Twitter:’s recent acquisition of a new license as an Electronic Money Institution in the UK has set the cryptocurrency market on fire. This marks a crucial step in the crypto market’s evolution, which may cause many DeFi coins to skyrocket. NEAR Protocol (NEAR) and Polygon (MATIC) are some of them. 

Meanwhile, Everlodge (ELDG) is a new ICO that has captured global investor interest as its value has increased by 170% in a record time. With this DeFi project now in Stage 8 of its presale, experts forecast a 3,000% increase within 2024 - find out why. 

How High Can NEAR Protocol Go? 

NEAR Protocol (NEAR) has displayed strong bullish indicators recently. Notably, the token value rose after NEAR Protocol announced the launch of Testnet USDC & EURC from Circle on its network. The NEAR Protocol price increased from $2.26 on December 8 to $2.55 on December 9.

Experiencing 18 (60%) green days and 11.84% price volatility over the last month, the NEAR Protocol has drawn attention for its positive momentum. Moreover, this DeFi coin is now sitting above its 21 and 50-day EMAs. 

Industry experts are optimistic with their NEAR Protocol price predictions. They project a potential climb to $2.75 before the end of 2023, making NEAR Protocol a good altcoin to watch. 

Polygon Price Prediction

According to crypto analyst Ali Martinez, Polygon (MATIC) is primed to experience a bull run soon. Over the past month alone, the Polygon price has increased from $0.82 on November 9 to $0.92 on December 9. 

When we look at Polygon’s technical analysis, we can deduce that this bullish trend will continue. For instance, 28 technical indicators are now green for this DeFi crypto. It is also trading great bullish signs above its 100- and 200-day EMAs. 

Market analysts have taken note of all these factors as they predict the Polygon price will reach $1.04 before 2023 finishes. 

Everlodge (ELDG): The Best DeFi Crypto 

The real estate market is now valued at over $280T, and Everlodge (ELDG) aims to tap into it. By creating the world’s first NFT marketplace supported by real-world properties, Everlodge could redefine how you invest in real estate. You can buy a fraction of a property-backed NFT for prices as low as $100 and own a hotel or a villa on the blockchain. 

This innovative approach has caused great interest among global investors as they flood the crypto ICO event. It is now in Stage 8 of its presale, offering one ELDG native token for only $0.027. To incentivize purchases, the Everlodge team will introduce staking rewards, discounts on trading fees and many more benefits for ELDG holders. These benefits have intrigued countless individuals, with Everlodge selling millions of ELDG tokens. 

<blockquote class="twitter-tweet"><p lang="en" dir="ltr">Hey, Lodgers! 🏡 <br><br>Do you know? 🤔<br>With <a href=";src=ctag&amp;ref_src=twsrc%5Etfw">$ELDG</a>, enjoy the warmth of passive income, monthly surprises, and exclusive club access. <br>Plus, who can resist sweet discounts? <br><br>Dive into a token that feels like home. 💙 <br><br>Join the presale: <a href=""></a><a href=";ref_src=twsrc%5Etfw">#Presale</a> <a href=""></a></p>&mdash; Everlodge (@EverlodgeHQ) <a href="">September 26, 2023</a></blockquote> <script async src="" charset="utf-8"></script>

Additionally, the project’s smart contract has undergone an audit by InterFi Network, while BlockAudit verified the team KYC audit. With these safety measures, investors can know their funds are safe. 

With innovative features like an AI-driven tool that can scan property prices all over the globe and allow users to obtain loans by using their NFTs as collateral, Everlodge is positioning itself as a major player in the real estate market. If everything for Everlodge pans out, its value may surge 30x after it hits exchanges. To participate in this DeFi project, you can sign up below and obtain a 10% deposit bonus. 

A Pivotal Moment for Crypto Expansion’s newly acquired UK license as an Electronic Money Institution will help the adoption of cryptocurrencies grow. In this environment, DeFi coins like NEAR Protocol and Polygon may thrive. But, thanks to its real-world connections and a low market cap ($14M), Everlodge will stand out as the best crypto to buy. 

For more information about the ongoing Everlodge (ELDG) Presale, please visit their website.

Meta title: new UK License - Price Predictions for NEAR, MATIC, and ELDG

Meta description: has secured a new UK license. NEAR Protocol (NEAR), Polygon (MATIC), and Everlodge (ELDG) may soar. 

Keywords: DeFi coins, defi tokens, new ICO, how high can near protocol go, NEAR Protocol price, altcoin, NEAR Protocol price prediction, Polygon price prediction, Polygon price, defi crypto, best defi crypto, crypto ICO, best crypto to buy

The news:

Chipper Cash's first layoff came in December 2022, just a year after raising $150 million in a round led by FTX, Sam Bankman-Fried’s failed crypto company.

In the second round of layoffs, the fintech company let go of more than a third — 140 employees — of its workforce. 15% of those let go were Nigerians, from IT to engineering and even leadership. 

In the third round of layoffs back in June, key staff, including the company’s COO, Alicia Levine, and Kenya Country Director, Leon Kiptum, were affected. 

According to TechCabal, The company laid off 15 people across all departments in this fourth round of layoffs. Chipper Cash told the publication that no roles in Africa were affected. 

Paystack also laid off 33 staff outside Africa — Europe and UAE — to localise costs. Shola Akinlade, the CEO, said, "We’re changing our operating model to prioritize locating team members within the markets we serve, to localise costs and get closer to customers,"

While Chipper Cash did say why only staff outside Africa were affected, it said, “we constantly look to ensure we have as much efficiency as possible within our global organisation.”

The publication also reported that Chipper Cash cut the salaries of US and UK staff that are remaining in the company. 

The company insists it is doing very well and will be profitable in a few months. 

The company's first layoff came after its leading investor, FTX, shut down after it could not pay back customer funds. Another African company, Nestcoin, which had FTX as an investor, also announced layoffs and a significant loss from its $6.5 million funding due to the crypto exchange’s shutdown. 

Chipper Cash also reportedly considered a sale in March this year, after another lead investor, Silicon Valley Bank (SVB) shut down.

Valued at $2 billion, Chipper Cash’s valuation was reportedly slashed by half before FTX’s bankruptcy. Given the startup’s troubles in the past year, it could have lost its unicorn status. Techpoint Africa reached out to the startup for more details on the layoff and it is woking on a response.


MTN MoMo South Africa plans to integrate an eCommerce service into its mobile money platform to transform it into a super app by December 2023.

This news comes two months after it launched new features such as payments, personal insurance, and lending.

Here's what I've got for you today:

Microsoft and Gebeya to upskill 300K developers in 8 African countries

developers brainstorming ideas

Microsoft and Gebeya, a SaaS-enabled tech talent marketplace, have partnered to launch, a skills and jobs matching platform.

Over the next three years, Gebeya will upskill 300,000 developers in Kenya, South Africa, Ethiopia, the Democratic Republic of the Congo, Lesotho, Nigeria, Egypt, and Mozambique.

The company will train these developers on how to use the Microsoft Cloud to create solutions. In the first year, it plans to train 150,000 developers.

Beginning in January 2024, individuals with a computer science or tech development background interested in creating cloud-based solutions can apply.

Why does it matter? One of the primary problems facing Africa's tech industry is the persistent skills gap.

According to the International Finance Corporation, the digital skills gap in Africa remains a significant barrier to technological advancement, with an estimated 230 million new digital jobs projected by 2030.

Microsoft and Gebeya's initiative directly addresses this issue by providing a platform that connects skilled individuals with job opportunities and creates a bridge between talent and demand.

This news came two months after Andela launched the Andela Talent Cloud, an integrated end-to-end platform that links skilled individuals with businesses, transforming the hiring process for tech companies and talents.

Sidebar Alert: On Wednesday, November 15, 2023, Nigeria’s Minister of Communications, Innovation, and Digital Economy, Bosun Tijani, officially launched a programme to train three million technical talent (3MTT) by 2027 to create a pipeline of technical talents across Nigeria to close the global workforce gap. 

 Ghana joins three other African countries in declaring Starlink illegal 

A Starlink dish placed on a fence next to a house
Gbadebo's Starlink setup

Last week, Ghana joined three other African countries to declare Starlink illegal.

The National Communication Authority, Ghana’s telco regulator, warned the public not to use Starlink's equipment or services and directed anyone involved in sales or service operations to stop immediately.

Why? This is because the satellite Internet service did not obtain a licence or type-approve its equipment before beginning operations in the West African country.

As of October 2023, Starlink is available in seven African countries: Nigeria, Kenya, Rwanda, Zambia, Mozambique, Benin, and Malawi.

But the company, which plans to expand to 19 more by 2024, has previously been declared illegal in three countries on the continent.

One country is Senegal. In August 2023, the government arrested five individuals for allegedly selling Starlink terminals without the necessary authorisation or licence for "illegal provision of Internet access and irregular marketing."

The Telecommunications and Posts Regulatory Authority warned service providers marketing Starlink or any other company engaging in comparable activities to stop offering their services in Senegal.

Moreover, in September 2023, Zimbabwe said it received Starlink's application for an operating licence, and the Postal and Telecommunications Regulatory Authority of Zimbabwe (POTRAZ) was reviewing it.

But two months later, the ICT regulator said that Starlink had yet to apply.

In November 2023, the Independent Communications Authority of South Africa (ICASA) warned the public not to use Starlink. This is because operating broadcasting and electronic communications services in the country without receiving service and radio frequency spectrum licences directly violates the Electronic Communications Act.

Last week on Techpoint Africa

What I'm reading and watching


Have a productive week!

Victoria Fakiya for Techpoint Africa.

In the vibrant world of cryptocurrencies, savvy investors are always on the prowl for the next big opportunity. With the market's eyes on tokens that are yet to pump, three stand out for their potential: Pullix, Mantle, and VeChain. Each of these tokens is buzzing with developments that could signal an impending surge, and they're all currently trading under the $0.50 mark.

Mantle (MNT): A Rising Star

Mantle is making strides with a recent uptick in its price, now sitting at $0.53735687, showcasing a 42.66% increase over the last month. As a cryptocurrency operating on the Ethereum platform, Mantle has a significant supply of over 6 billion, with about half that number circulating in the market. 

The curious platform Mantle is active in trading across 27 markets. It also has a substantial trade volume. For these reasons, Mantle is grabbing the market's attention. The recent funding spike for Mantle, along with its consistent performance, could be the precursor to a larger market rally. 

Price predictions for Mantle are overall bullish. One end-of-2023 prediction puts it at $0.920546, considering Mantle's recent growth and recovery from a bear market. 

VeChain (VET): The Growth Titan

VeChain has been a standout in the blockchain arena, especially this November. With an impressive addition of nearly 160,000 new addresses, VeChain's user base expansion is strong. The VeChain token, VET, mirrors this growth, having broken past the $0.023 milestone with a rise of over 12.91% in the past month. 

The VeChain Foundation recently revealed its technology roadmap for 2023 and 2024. In the first half of 2023, the team plans to work on a carbon footprint explorer, a wallet browser extension, and an Ethereum token bridge.

For the first quarter of 2024, VeChain aims to focus on projects like decentralized file storage, layer-2 rollups, smart contract security analysis tools, algorithmic token-backed stablecoins, and more. All these are making investors bullish on its technology. 

VeChain (VET) also has a range of price predictions for 2023. Gov Capital predicts that VET could reach $0.0562 by the end of March 2023, with other estimates suggesting a range of $0.0198 to $0.0417 for the year. According to Changelly, the expected average rate of VET in November 2023 is around $0.0229, with minimum and maximum prices of $0.0209 and $0.0236, respectively. 

Pullix: The Innovative Contender

Pullix is set to join the ranks with its unique approach to tokenomics. The platform's commitment to innovation, particularly with its token burn feature, positions it for attention. Pullix's focus on creating a community-centric trading platform where token holders benefit from the platform's success is an approach that resonates with the ethos of decentralized finance. Pullix's PLX token offers a range of utilities that transcend the typical use of cryptocurrencies, aligning with the platform's goal to redefine online trading.

Mantle's steady climb, VeChain's accelerated adoption, and Pullix's innovative vision underscore the latent energy within these tokens. These three cryptos, trading under $0.50, are ones to watch closely as the market speculates on which will be the next to surge.

As the market anticipates which tokens will pump next, Pullix stands at the forefront, ready to capture the interest of investors looking for the next breakout stars.

For more information regarding Pullix’s presale see links below: 

Visit Pullix 

Join The Pullix Communities

Coinbase and OKB are two of the largest cryptocurrency exchanges in the world. While Coinbase operates in the U.S. market, OKB dominates the Asian market. However, these two giants now face stiff competition from a new player — Let's take a closer look at what offers and why analysts expect its native token $PLX to soar 100x in 2024.

What Is Pullix?

Pullix is an emerging platform that fuses online trading, cryptocurrency transactions, and enhanced anonymity. Its main objective is democratizing access to financial markets and empowering individuals with financial freedom.

What Sets Pullix Apart?

What sets apart in its competition with industry leaders like Coinbase and OKB is its unique blend of innovative tokenomics, user-centric features, and a resolution to overcome traditional online trading challenges.

One of Pullix's key strengths is its ability to overcome common challenges that plague online brokers, such as sluggish performance, high transaction fees, and limited liquidity. can offer transparent and secure transactions, lightning-fast trading, and lower fees by leveraging cutting-edge blockchain technology.

A key aspect where stands out is its commitment to regulatory compliance. The platform's dedication to adhering to legal standards and obtaining necessary licensing reassures users and broadens its appeal across different jurisdictions.

The PLX Token: Offering Exclusive Benefits on

The PLX token sits at the heart of the ecosystem and is the primary medium for all transactions on the platform. PLX is worth holding onto in the long term, as its value is expected to surge as Pullix gains mainstream adoption.

There are other benefits to holding PLX beyond its potential for value appreciation. PLX holders gain access to exclusive features, staking income rewards, and promotional offers just for using the PLX token on the platform.

Furthermore, a portion of the daily earnings from the brokerage will be set aside to buy back PLX tokens from the open market. Once these PLX tokens are acquired, they will be allocated in two distinct ways: half will be permanently removed or "burned," thereby reducing the overall supply of $PLX and potentially increasing its value.

The other half will be distributed as rewards to users who have chosen to stake their PLX tokens. It is clear that PLX is packed with benefits for its holders, making it a desirable asset to hold and trade on the platform.

An Opportunity for Early Investment

PLX tokens can be bought for $0.04 during the first presale stage, but this price will keep rising as more tokens are sold during the time-limited event. The sooner one gets in, the better the rewards and potential value appreciation.

With its focus on accessibility, community engagement, regulatory compliance, and the potential growth of its native token PLX, is well-positioned to become a significant player in the crypto world. This presents an exciting opportunity for early investors to get involved and potentially reap significant returns in the long run.

For more information regarding Pullix’s presale see links below: 

Visit Pullix 

Join The Pullix Communities

In the ever-evolving crypto landscape, one trend stands out in 2024 – the movement of crypto whales. These deep-pocketed investors are making waves in the market, and their buying patterns reveal intriguing insights. Now, whales are buying up three exciting projects: Dogecoin (DOGE), Cosmos (ATOM), and Meme Moguls (MGLS). In this article, we’ll explain why. 

>> Can You Predict The Next 1000x Meme Coin? Become A Meme Mogul Today <<

Why Whales are Betting on Dogecoin (DOGE)

One of the key factors driving whale interest in Dogecoin is its strong and passionate community. The Dogecoin community has advocated for its adoption and real-world use cases, including charitable efforts. 

Dogecoin's cultural relevance in the broader internet and meme culture has given it power, attracting mainstream attention and a dedicated following.

With a current price of $0.0743, Dogecoin boasts a relatively low individual token value, making it accessible to many investors, including whales. Its recent 3.22% increase in the last 24 hours and 5.82% gain over the past week have caught the attention of traders looking for short-term gains. 

Dogecoin's liquidity, represented by a trading volume of $544,449,122 USD in the last 24 hours, is appealing to whales who seek to execute large trades without significantly impacting the market. While price predictions are always speculative, the unpredictability of Dogecoin's price movement is part of its allure. 

>> Can You Predict The Next 1000x Meme Coin? Become A Meme Mogul Today <<

Cosmos (ATOM): Whales Dive into the Cosmos

Cosmos (ATOM), a blockchain platform that facilitates interoperability between various blockchains, has recently become a magnet for crypto whales. Here's why these deep-pocketed investors are flocking to ATOM:

Cosmos stands out in the crypto space for its focus on interoperability. This feature allows different blockchains to communicate and share information seamlessly, potentially solving one of the most significant challenges in the blockchain industry. Crypto whales recognize that interoperability is crucial for the future of blockchain technology, as it can foster collaboration and expand the capabilities of existing networks.

With a current price of $9.30, Cosmos has been on the radar of crypto investors. Price projections for Cosmos, like any other cryptocurrency, come with uncertainty. However, these predictions can provide some insight into the sentiment surrounding the asset. As of now:

Changelly predicts Cosmos to be valued at $8.81 on December 4, 2023.

CoinCodex offers a slightly lower estimate, projecting a price of $7.37 by December 31, 2023.

DigitalCoinPrice predicts Cosmos to reach $8.07 by December 31, 2023.

Crypto whales may be attracted to Cosmos based on their own analysis of its long-term potential and ability to address key challenges in the blockchain space. As with any investment, it's essential to approach these predictions with caution and conduct thorough research before making investment decisions.


Why Whales Are Investing in Meme Moguls

Meme Moguls, the groundbreaking project that promises to be the world's first meme-backed stock market/exchange, has captured the attention of crypto whales. 

One of the primary reasons whales are flocking to Meme Moguls is the diverse range of meme-inspired assets within its ecosystem. From viral memes to iconic internet moments, Meme Moguls offers a comprehensive selection of assets that capture the essence of internet culture. 

<blockquote class="twitter-tweet"><p lang="it" dir="ltr">Meme Moguls ( <a href=";src=ctag&amp;ref_src=twsrc%5Etfw">$MGLS</a> ) Official Links 🐕🐸🐻<br><br>🔹 0xda251891e21e6edb0e6828e77621c7b98ea4e8ba<br><br>🔹 <a href=""></a><br><br>🔹 <a href="">@meme_moguls</a> <br><br>🔹 <a href=""></a><br><br>🔹 <a href=""></a><br><br>🔹 <a href=""></a><br><br>ALWAYS. VERIFY. <a href=""></a></p>&mdash; Meme Moguls (@meme_moguls) <a href="">November 20, 2023</a></blockquote> <script async src="" charset="utf-8"></script>

Crypto whales are always looking for unique and trending assets, and Meme Moguls provides the perfect platform to explore, trade, and stay ahead of the latest meme trends.

Meme Moguls has set ambitious goals, aiming to create 100 millionaires within the first three months of its launch. The project aspires to become the next 100x token, akin to the success stories of Pepe, Shiba Inu, or Dogecoin.

With a $10,000 giveaway at the end of each presale stage and analysts predicting substantial growth in the $MGLS token's value, the bullish outlook surrounding Meme Moguls is hard to ignore. 

For more information about the Meme Moguls (MGLS) presale:


Buy presale: 


Infinix officially unveils the HOT 40 series, featuring the HOT 40 Pro, HOT 40, and HOT 40i models providing gamers of all budgets an action-packed smartphone to level up their mobile entertainment experience. This new series showcases significant upgrades in processor, display, camera capabilities, and software. While maintaining its leading position in fast charging in its category, it continues to offer a fast and fun experience in mobile gaming and entertainment.

“The HOT 40 SERIES leads the way with its exceptional performance and groundbreaking features, all packed in an aesthetically stunning design. It embodies Infinix vision of delivering a high-quality experience to our users, merging advanced technology with style and practicality, and all at a reasonable price,” said Summer Yao, HOT Series Product Director at Infinix.

The Pinnacle of Smartphone Gaming & Entertainment

The HOT 40 SERIES is designed to deliver exceptional performance for everyday tasks, gaming, and entertainment. The HOT 40 Pro boasts an enhanced 5000mAh long-lasting battery, integrated with the exclusive Power Marathon solution. With the Ultra Power Saving mode, users can enjoy up to 2 hours[1] of calling time when the power is as low as 5%.

The device also features 33W Enduring FastCharge technology, equipped with real-time temperature monitoring. This innovative technology enables users to charge the battery from 20% to 75% in just 35 minutes[1], ensuring both safety and prolonged battery life for up to 4 years[1].

The HOT 40 Pro is a game-changer for mobile gaming enthusiasts. Equipped with the MediaTek Helio G99 octa-core 6nm gaming processor, this device boasts a 1200Hz instantaneous touch sampling rate — eight times more precise than standard screens. It is further supported by a Hard-Gyroscope sensor and Infinix's XBOOST Gaming Engine, enabling gamers to tailor their gaming settings for optimal performance. This combination ensures a seamless and immersive mobile gaming experience.

Unparalleled Speed & Performance

The HOT 40 Pro is equipped with a flagship 120Hz FHD+ screen, delivering a silky-smooth experience. Additionally, the HOT 40 SERIES introduces the Magic Ring, a new feature that keeps users effortlessly informed about face lock status, charging status, and voice calls.

With up to 16GB[2] of expandable memory, the HOT 40 Pro doubles the performance of the physical 8G memory, enabling faster loading times, and supporting up to 18 applications to be opened simultaneously. The device is also packed with Infinix’s groundbreaking Metamaterial Antenna, offering faster and more reliable signal performance with File Download Speed increased by 68%[1], Signal Strength boosted by 6dB, and Game Latency reduced by 36%[1].

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Fantastic Photographs & Sharp Selfies

As camera usage continues to grow, the HOT 40 Pro steps up with enhanced capabilities. It boasts a 108MP main camera with the HM6 sensor, ensuring sharp and clear images with 0.64-micron pixels, even after cropping. The 2MP macro lens is ideal for capturing close-up shots of textures and intricate details. The 32MP AI-enhanced front camera delivers exceptional group photos and selfies, even in low-light, thanks to its advanced front flash.

Moreover, the HOT 40 Pro offers various modes for exciting photos and videos on different occasions, including Professional Portrait Mode, Sky Remap, and Dual View Video, enhancing the photography and videography experience.

In terms of design, the HOT 40 SERIES stands out with a dazzling design featuring a layer of sparkling crystals against a starry texture. This design has a lustrous finish that shifts in appearance as it reflects light from different angles. The HOT 40 Pro is available in Horizon Gold, Starlit Black, Palm Blue, and the newly introduced Starfall Green. This new color option combines black and green in a luminous, color-shifting blend, creating an aurora-like effect reminiscent of a starlit sky.

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The HOT 40 SERIES is available at all Infinix authorized retail outlets nationwide. Stay tuned to Infinix Nigeria on Instagram, Facebook, X and TikTok for updates on pricing and other HOT40 related news.

For more details visit:

About Infinix:

Infinix Mobility is a rapidly emerging technology brand that designs, manufactures and markets an expanding portfolio of smart devices worldwide under the Infinix brand, which was founded in 2013. Targeting todays youth with first in class technology, Infinix creates trendy, powerful and attainably priced smart devices that bring the latest technology on the market to users around the world at a time when they need it at a price that they want.

For more information, please visit:

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