Gift cards are very popular, but people never use a significant percentage. A recent survey indicates that 43% of American adults still have at least one unredeemed gift card, contributing to an estimated $23 billion in unspent money nationwide. This trend points to how essential it is to find an efficient way to use such slumbering assets.
For those who want to maximize their card balance, converting gift card balances into Cash App funds is a good way to make the most out of your card balance. Cash App is a mobile service that helps users quickly make payments and send and receive money. Cash App allows consolidation of gift card balances for easy transactions.
The guide will explain various methods for converting multiple gift cards, including Visa and Walmart gift cards, into Cash App money. These methods range from transferring money from a Visa gift card to a Cash App to finding the best app to sell gift cards for instant cash.
Key Takeaways
- Using the Cash App, you cannot directly add gift card balances to your account.
- You can sell your gift cards for cash on websites like Cardtonic. You can transfer the money you earn to your Cash App account.
- The top platforms and apps for selling your gift cards for Cash App funds are Cardtonic, GCBuying, Prestmit, GiftCardsToNaira, and 1MinutePay.
- Cash App allows some prepaid cards, such as Visa, MasterCard, American Express, and Discover, to work. However, you can’t make deposits to these cards.
What you need to know about gift card to Cash App conversions
Understanding the intricacies of balance conversion from a gift card into Cash App money is crucial in proper financial management. Here are five key considerations:
- Cash App's Functionality: Cash App is an accessible mobile payments app that offers features to users on how they can send and receive money in their accounts as quickly as they wish. Users can carry out these transactions using funds associated with bank accounts or the user's main credit or debit card.
- Internal Gift Cards: The Cash App offers digital gift cards that users can send to friends and family directly from the app. You’re to merge the images of the gift cards into the recipient's Cash App account and use them for online and in-store purchases.
- External Gift Cards: Cash App cannot accept or manage external gift cards or physical or digital gift cards created by third parties. In other words, you cannot add a Visa, Mastercard, or store gift card to the Cash App balance.
- Alternative Conversion Methods: To utilize external gift card balances, consider alternative methods such as selling the gift card on reputable platforms or using services like PayPal to transfer the balance and then moving the funds to your Cash App account. Before attempting these methods, ensure the gift card has a valid PIN and sufficient balance.
- Security Considerations: Be cautious when using third-party services to convert gift card balances. Always verify the platform's legitimacy to protect your financial information and avoid scams.
Step-by-step guide: how to convert gift card balances into Cash App funds online
If you’ve been worried and asking yourself a question like, "how to transfer Walmart gift card to Cash App," we’ve got you covered.
Here, we’ll be showing you how you can convert your gift card balances into Cash App funds:
- You can do this by opening either the Google Play Store or the Apple App Store on your mobile device.
- Search for it in the search box by typing "Cardtonic."
- Click on the Cardtonic app and follow the on-screen instructions to download and install it.
- Open Cardtonic from your device.
- Click Next. Then tap on Create an account and enter your full name, e-mail address, and phone number.
- Complete the verification steps, such as confirming your email address or phone number.
- You’ll see the message "Your account has been verified." Click on Go to Dashboard.
- Tap the Sell Gift Card option on the home screen.
- You’ll see a form. Start filling in the form.
- You can start by selecting the category under which your gift card falls, such as Visa, Mastercard, Amazon, etc.
- Select the subcategory that best fits the details of your card, such as the country of issue or type of card.
- Enter the exact amount loaded on your gift card.
- Attach clear images to both the front and back of physical cards. Enter the card code and PIN for digital cards.
- Ensure all information is accurate.
- Tap the Proceed button to submit your gift card for processing.
- Cardtonic usually takes a few minutes to process the transactions.
- The cash equivalent will be credited to your Cardtonic account once processed.
- On the Cardtonic application, navigate to the Withdraw section.
- Click on Add Bank Account to provide your bank account information to receive the funds.
- Click on Withdraw Funds to submit the withdrawal request.
- Launch the Cash App on your device.
- Tap the Add Cash option in Add Cash.
- Enter the sum you wish to add. Then, click Confirm Transfer to Finish transferring funds from your bank account to your Cash App balance.
Top platforms and apps for selling gift cards for cash instantly
If you have unused gift cards and want to convert them into cash quickly, several platforms can help you. Here are popular options you can use to sell or transfer money from Visa gift card to Cash App:
- Cardtonic: Best for competitive rates and payment processing.
- GCBuying: Good for instant bank transfers and 24/7 customer support.
- Prestmit: It supports multiple payment methods and offers instant payments.
- GiftCardsToNaira: Optimized to ensure fast confirmation and easy navigation.
- 1MinutePay: Provides instant payment via Cash App without requiring a credit card.
Now, let’s get started and discuss each of these tools.
1. Cardtonic
Cardtonic is an efficient marketplace where people buy and sell different types of gift cards, from local to international. It offers competitive prices and even payment on the sale, so it grows on many patronized platforms.

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Other services include bill payments, gadget buying, and virtual dollar cards. If that was not enough for their website, they had to provide a mobile phone application for easy and swift transaction activities. Whether you want to sell unwanted gift cards or buy a new techno gadget, Cardtonic can help.
Key Features
- Mobile App: Allows for easy trading on the go.
- Notifications: They keep the users updated on the transaction status.
- Security: Emphasis on safety and adequate users.
- Bill Payments: Allows direct payment of utility bills through the site.
- Gadget Purchases: It sells gadgets at competitive prices.
- Virtual Dollar Card: virtual cards for buying online internationally.
- Rate Calculator: This tool allows users to check real-time gift card prices.
- Top Up Wallet: The user can use virtual bank accounts to credit money into his wallet.
- Rewards Program: Earn rewards on every transaction.
- Rate Alerts: Set rate targets to be alerted of changes in rates.
Pros
- Competitive gift card rates.
- Payment is fastly processed.
- It has a friendly, user-friendly mobile application.
- It offers a wide variety of services other than gift card trading.
- Highly secured and reliable platform.
Cons
- Limited to specific regions.
- May not accept all types of gift cards.
2. GCBuying
GCBuying is a platform where you can sell your gift cards for cash. You can deposit the money you receive from the sale directly into your PayPal account or use it to purchase other gift cards. GCBuying offers instant bank transfers and 24/7 customer support.
GCBuying accepts gift cards from Amazon, iTunes, and Google Play. The website's interface and mobile app make the transaction easy and efficient. If you wish to sell unwanted gift cards or trade them for other assets, GCBuying can provide all this and much more.
Key Features
- Instant Bank Transfer: It directly transfers funds into your account.
- User-Friendly Interface: It is easy to navigate and use.
- 24/7 Customer Support: Assistance is available at any time.
- Wide Range of Gift Cards Accepted: Supports various gift cards, including Amazon, iTunes, and Google Play.
- Competitive Rates: They give you favorable exchange rates for gift cards.
- Secure Transactions: It secures user money and data.
- Mobile App: It allows users to trade on the go.
- Live Chat Support: It provides real-time support during any transaction.
- Multiple payment options: It allows various ways to get paid.
- Transaction History: Keeps all your trades recorded for easy access.
Pros
- Quick and secure transactions.
- Multiple payment options.
- Responsive customer service.
- It accepts a wide range of gift cards.
- User-friendly mobile application.
Cons
- It has fees for specific payment methods.
- It doesn’t accept all gift cards.
3. Prestmit
Prestmit is a user-centric marketplace that offers to sell and buy gift cards, cryptocurrencies, airtime, and utility bills. With its hassle-free experience, users can make several payments using different options, such as Naira, Cedis, Bitcoin, and USDT. With instant payment processing on Prestmit, you will receive funds rapidly whenever needed.
Prestmit also boasts of a mobile app that ensures a seamless trading experience for its users while on the go. Prestmit, focusing on security and user satisfaction, has become the preference for most people in digital trading.
Key Features
- Multiple Payment Options: Supports payments in Naira, Cedis, Bitcoin, and USDT.
- Instant Payment Processing: Ensures speedy transactions.
- Mobile App: Allows users to trade on the go.
- Security: It emphasizes user safety and data protection.
- User-friendly interface: It provides an easy-to-navigate and intuitive platform.
- 24/7 Customer Support: It provides users with support round-the-clock.
- Gift Points: Redeem points earned on every transaction for cash.
- Airtime conversion: Convert unused airtime into cash.
- Utility Bill Payments: You can pay your Electricity, cable TV, and other utility bills directly through the portal.
- Cryptocurrency Trading: Seamless buying and selling of different cryptocurrencies.
Pros
- It accepts multiple payment methods, so it is flexible to the user.
- Fast and secure transactions ensure a good user experience.
- Complete services include trading gift cards beyond that, like cryptocurrencies and utility bill payments.
- It offers convenient trading with an easy-to-use interface that is available online and through a mobile app.
- Earn gift points on transactions, thus adding value to each trade.
Cons
- Limited availability to specific regions.
- Some payment methods or services may have fees.
4. GiftCardsToNaira
GiftCardsToNaira is the number-one application for instantly redeeming, selling or exchanging gift cards for cash in Nigerian Naira or Ghanaian Cedis. The site is quite fluid and efficient when trading reasonably priced gift cards. Its user-friendly interface makes it accessible so users can browse the application and successfully make a transaction. When users exchange their gift cards, it offers competitive rates; hence, it is preferred by many.
Key Features
- Instant Cash Conversion: Convert your gift cards instantly to Naira or Cedis.
- Competitive Rates: It offers competitive rates for a variety of gift cards.
- User-friendly interface: It is easy to navigate and smooth trading experience.
- Secure Transactions: This will safeguard the user's funds and data.
- Multiple Gift Card Support: It accepts various gift cards from different brands.
- Fast Processing: Quicker transaction processing time.
- 24/7 Customer Support: Available at all times.
- Mobile App: It facilitates trading on the go.
- Transaction History: Keep track of all your trades to make it easy to access.
- Referral Program: You get rewarded for referring friends to the platform.
Pros
- Fast and risk-free transactions.
- Competitive gift card rates.
- User-friendly mobile application.
- It supports a wide variety of gift cards.
- Responsive customer care.
Cons
- It has fees for specific payment methods.
- It doesn’t accept all gift cards.
5. 1MinutePay
1MinutePay has become the most trusted online gift card trading platform, offering the best industry gift card rate, with fast PAY-out and 24/7 support services. Users can sell several types of real-time gift cards on this platform. As much as user satisfaction is guaranteed, 1MinutePay has implemented measures to facilitate quick and secure transactions. It's the precept that the best rate is available, reinforcing their use among many users.
Key Features
- Competitive Rates: It is among the best rates in the industry for gift cards.
- Instant Payments: Receive payments instantly after the transaction is approved.
- 24/7 Customer Support: Support is available around the clock.
- Different Gift Cards Accepted: Supports various gift cards from multiple brands.
- Security of Transactions: Ensures the protection of the users' use of funds and data.
- User-Friendly Interface: Easy navigation for a smooth trading experience.
- Mobile App: Trade on the go.
- Transaction History: This records all your trades for future reference.
- Referral Program: Get rewards for every friend you refer to the platform using your unique referral link.
- Airtime Conversion: Converts unused airtime into money.
Pros
- Fast and secure transactions.
- Competitive rates for gift cards.
- User-friendly mobile application.
- It supports many different types of gift cards.
- Responsive customer support.
Cons
- It has fees for specific payment methods.
- It doesn’t accept all gift cards.
Troubleshooting common issues to convert gift card to Cash App
Transferring the balances of gift cards into Cash App money is a very convenient way of dealing with finances. However, sometimes several issues occur with this process, which users face most often. Below are some typical problems, their detailed explanations, and corresponding solutions:
1. Scratched-off PINs
The scratch-off layer on gift cards protects the PIN. However, too much aggression or scratching the card at the wrong time can ruin the PIN and make it impossible to use. Cards handled roughly and stored poorly most often have this problem.
Solution
Contact the retailer's customer service office immediately. Such companies may accept proof of purchase and evidence of the card's serial number to help procure or replace PIN. For example, if this is a worn-out gift with the card number scratched off inside, it pays to contact the retailer's customer service with this problem of yours.
2. Invalid card number
An invalid card number might occur when it is incorrect, the card is inactive, or the Cash App does not accept it. Some gift cards are restricted, and you cannot use them on specific cash platforms.
Solution
- Ensure you correctly enter the card number, expiration date, and CVV details.
- Next, ensure the card is activated and has sufficient funds in case it is long out of use.
- Besides, you should ensure that the card you use is supported on the Cash App, as some are not.
3. Card not activated
Some cards are activation-gift cards that you need to activate to become functional. You can activate a gift card by calling a toll-free number, accessing the card from the web, or following the instructions left on the card. A non-activated gift card can also become dead because you cannot perform transactions.
Solution
- To activate, check the packaging and instructions on the card.
- If activation is required, follow the guide or contact the retailer.
4. Insufficient funds
Gift cards also have a preset balance, which means that transferring an amount exceeding the available balance will be disallowed. Therefore, always check the available balance of a card before making the transfer.
Solution
- First, check the balance of the card before you transfer the funds.
- If the balance is low, add some funds to the card or use another form of payment.
5. Card expired
Gift cards usually have an expiry date. Using a card after the expiry date will result in an error simply because it has become inactive.
Solution
- Check the expiration date of the card.
- If it has expired, contact the retailer for a replacement or refund.
Is Cash App gift card real? debunking myths and misconceptions
Understanding the legitimacy of Cash App gift cards is essential to avoiding scams. Cash App offers digital gift cards, which are different from external gift cards like Visa or Walmart cards. Therefore, knowing and protecting yourself from scams related to these gift cards is necessary.
Myth 1: Cash App offers its own gift cards
Users claim that Cash App offers their proprietary gift cards that can be purchased or used to gift someone else.
Reality: Cash App doesn't offer any gift cards of its own. Instead, the application transfers cash directly into another account under Cash App. There will not be any physical gift card, but that's how this whole concept goes through a much more efficient and safe transfer mechanism.
Myth 2: Cash App will pay you multiple times the value of a gift card
Scammers claim that Cash App will pay you multiple times the value of a gift card if you send them a gift card.
Reality: It is a scam. Cash App does not run such promotions, and no legitimate organization will ever request payment via gift cards for anything. If you see such offers, know they are fraudulent, and you must not act on them.
Myth 3: Cash App will send you money after you send a gift card
Some people believe that sending a gift card to a Cash App account will send money to them.
Reality: This is a scam. Cash App will never request money from a customer for any reason. There is no "claiming" a payment by sending money to the Cash App. Avoid being asked for money from unsolicited requests, especially those promising returns or rewards in exchange.
Myth 4: Cash App will refund money sent to scammers
Users believe that if they send money over the Cash App, they will be issued a refund if they send it to a scammer.
Reality: Cash App does not refund payments that have gone to scammers, and you can’t reverse paid transactions. It is very prudent to confirm the character of the account recipient before making any payment. Understand that most, if not all, digital transactions could be irretrievable, and the safety of your sensitive financial information is paramount.
Myth 5: Cash App will Ask for personal information via email or text
Many believed that Cash Apps would require their details, such as social security and bank account numbers, via emails or messages.
Reality: Cash App will never solicit sensitive information from a source via these platforms. Be cautious when receiving unsolicited messages requesting personal information. Contact Cash App through official channels to verify the authenticity of such requests. Protect your data to guard against identity theft and financial fraud.
Here are tips to identify scams and stay safe:
- Always confirm the legitimacy of any communication or offer, especially those requesting payment or personal information. Contact organizations through official channels.
- Never share sensitive details, such as your Cash App PIN, social security number, or bank account information, with anyone claiming to be from Cash App or other organizations.
- Contact Cash App's support team if you notice something suspicious that looks like a scam. They will help you determine the best way to protect your account.
- Educate yourself on the latest common scams and tactics these scam artists use. From Cash App, regularly check your accounts for available educational materials, among others, from similar reliable institutions.
- Avoid accessing your Cash App account over public Wi-Fi networks. They are unsecured; hence, they are not secure enough to access your money. Instead, use a secure private connection to administer your finances.
- Leverage the Cash App by enabling its security features, such as two-factor authentication and transaction alerts.
- Be skeptical when you receive unsolicited offers or requests for money, especially those that seem too good to be true. Scammers often use high-pressure tactics to create a sense of urgency.
- Always ensure that a contact claiming to be from the Cash App utilizes official communication channels. Remember unsolicited emails, texts, or calls, and verify before responding.
- Please monitor your Cash App account for suspicious transactions and report any such activity to Cash App support.
- Never share your Cash App account details with anyone you don't fully trust, including the username or $Cashtag. Scammers may use this information to send spoofed requests.
FAQs about vanilla gift cards
Can I transfer money from a Visa gift card to Cash App?
No. Direct transfers from a Visa gift card to a Cash App aren't supported. However, you can link the gift card to PayPal and then transfer the funds from PayPal to Cash App.
What is the best app to sell gift cards for cash instantly?
Cardtonic is the best app for instantly selling gift cards for cash. You can use it to transfer the money to your Cash App account.
How do I convert my Walmart gift card to Cash App funds?
Reinvest the money you earn when you sell a Walmart Gift Card on a reliable web platform like Cardtonic or Nosh into cash in your bank account, which will add to the balance on your Cash App.
What should I do if my gift card PIN is scratched off?
You can also contact the gift card issuer's customer service; sometimes, they can provide or reset a lost PIN.
Is Cash App gift card real?
Cash App does not sell gift cards, so be cautious of scams that claim to be Cash App gift cards.
Can I use Cash App to transfer gift card balances to my bank account?
No. The Cash App does not support direct transfers from gift cards. You must convert the gift card to cash and deposit it into your bank through the rough Cash App.
How long does it take to convert a gift card balance to Cash App?
The duration depends on the method used, but when selling a gift card on Cardtonic or Nosh, for instance, selling could take a few days, while transferring funds at PayPal may take a few business days.
Are there any fees for transferring gift card balances to Cash App?
Fees may apply depending on the method and platforms used. For example, you might incur costs associated with PayPal for any transaction made or received through one of these services. Pay attention to the fee details of each platform you use.
Conclusion
Although Cash App cannot take direct transfers from a gift card, you may be able to use your balance for other purposes by connecting your gift card to another source, say, PayPal, from where you could then transfer your balance to your Cash App, or you can simply sell your gift card on legit websites like Cardtonic or GC Buying. Then, you can easily have a usable balance from your Cash App account.